Get A Quote

Customize Your Coverage

Multiple ways to build your perfect plan.

Accident Coverage Accidents

Required

Choose up to $5,000 maximum reimbursement per year.

Essential coverage for unexpected veterinary expenses resulting from accidental injuries.

Broken bones
Animal attack
Hit by car
Lacerations
Poisoning
View full coverage details

Modular Pet Insurance plans only. Pre-existing conditions not covered.

Illness Coverage Illnesses

Choose up to $10,000 maximum reimbursement per year.

Optional coverage for unexpected veterinary expenses resulting from illnesses or diseases.

Ear infections
Cancer
Vomiting
X-rays, MRIs
Skin infections
View full coverage details

Modular Pet Insurance plans only. Pre-existing conditions not covered.

Wellness Coverage Wellness

Optional wellness coverage with a maximum annual benefit of $450 or $800.

Get reimbursed for your pet’s routine and preventive care.

Routine exams
Preventive dental cleanings
Vaccinations
Spay/neuter procedures
Flea & tick prevention
View full coverage details

Modular Pet Insurance plans only. Dental cleanings and spay/neuter procedures apply to $800/year Wellness Coverage Plan only.

Reimbursement Percentage

Get reimbursed from 50% to 80% of all eligible veterinary expenses.^†

Choose the option that makes the most sense for your pet and budget.

50%

70%

80%

Lowest Cost

More Money Back

^†Some exclusions may apply. Certain coverages may be excluded due to pre-existing conditions. See policy documents for a complete list of exclusions. Plans may not be available in all states. Policy eligibility may vary.

Annual Deductible Amount

Flexible annual deductible options from $250 to $1000.

This is the amount you'll pay each year before insurance reimbursement begins.

$1000

$500

$250

Lowest Cost

More Money Back

Modular Pet Insurance plans only.

Questions? Call 844-244-3649

The Petco | Nationwide Difference

Protecting dogs, cats, birds, rabbits, reptiles and more (full list)

Save An Additional 10%

With Vetco Total Care or Vetco Vaccination Clinics

24/7 Access

Talk, text or chat with a veterinary expert at vethelpline^®

Real-Life Savings

Examples of injuries, ailments and how customers are reimbursed.

80% Reimbursement Examples	Cutter (Dog)	Winnie (Cat)	Ralphie (Guinea Pig)
Claim	Foreign Body Ingestion	Bladder Infection	Abscess
Typical Vet Bill	$3,215	$900	$520
You Pay	$643	$180	$104
Reimbursement	$2,572	$720	$416

80% reimbursement shown after the annual deductible has been met. Examples only. Actual costs may vary.

How Reimbursement Works

Reimbursement is as simple as 1, 2, 3.

Visit Your Vet

Bring your pet to any licensed vet, specialist or emergency clinic of your choice worldwide.

Upload Your Receipt

Submit your claim by uploading your receipt to my.petinsurance.com

Get Money Back

Once approved, your reimbursements will be directly deposited into your bank account or a check will be mailed to you.

Resources

What to Look for When Getting a Quote

Advantages of Pet Insurance

9 Common Health Conditions of Dogs

Petco | Nationwide Insurance FAQs

Cost

: The monthly premium for a pet insurance plan depends on the type of coverage selected. Our most popular plans for dogs start as low as $13/month. Get a quote today.

: The monthly premium for a cat insurance plan depends on the type of coverage selected. Our most popular plans for cats start as low as $9/month. Get a quote today.

: The monthly premium depends on the type of coverage selected. Our most popular coverage starts at around $90/month for two dogs, which includes a 5% multi-pet discount. Two cats on our most popular plan would cost about $42/month. Electing coverage for four or more pets will increase your discount to 10%. Get a quote today.

: The monthly premium for an exotic pet insurance plan depends on the type of pet and amount of coverage selected. Our most popular plans are about $20/month. Call for a quote: 844-244-3649.

: Monthly premiums for new enrollments depend on your pet’s species, breed and age, the type of coverage selected and your ZIP code.

Need Help?

Call us at 844-244-3649

Monday to Friday

5 a.m. to 7 p.m. (PST)

Saturday

7 a.m. to 3:30 p.m. (PST)

Petco Vital Care is not an insurance product and not regulated as insurance. Petco is responsible for the product and its administration.

Insurance products underwritten by Veterinary Pet Insurance Company (CA), Columbus, OH; National Casualty Company (all other states), Columbus, OH. Agency of Record: DVM Insurance Agency. All are subsidiaries of Nationwide Mutual Insurance Company. Subject to underwriting guidelines, review and approval. Products and discounts not available to all persons in all states. Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Nationwide, the Nationwide N and Eagle, and Nationwide is on your side are service marks of Nationwide Mutual Insurance Company. ©2023 Nationwide.

100% money-back guarantee if you cancel within 10 days of the effective date if no claims have been submitted. May vary by state.

Some exclusions may apply. Certain coverages may be excluded due to pre-existing conditions. See policy documents for a complete list of exclusions. Plans may not be available in all states. Policy eligibility may vary.

Pet Insurance For Peace of Mind