1 1 Pals point from Pals Rewards and 1 Pals point from using your card for cardholders. Offer is exclusive to Petco Pay credit card holders enrolled in the Pals Rewards program. Each transaction placed on a promotional Credit Plan(s) will not earn reward(s). For a list of participating locations, visit stores.petco.com. This rewards program is provided by Petco and its terms may change at any time. For full Rewards Terms and Conditions, please see petco.com/petcopay/termsandconditions.