Give your pet the best with membership that’s always there for you both.

Being a pet parent has its perks

Discover plans that help make caring for your pet easier—and more rewarding.


Give your pet the best

Access exclusive products, services and members-only resources while earning rewards for pet essentials and getting expert help from our groomers, trainers and vets.

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Petco Vital Care

Routine wellness
made affordable

Routine care makes a lifelong difference. Our experts developed an annual plan dedicated to your pet’s wellness needs with savings on full-service grooming visits, routine vet exams and more for $19 a month.*

Enroll Now

*Annual commitment required.

Petco Protect

Trusted insurance protection from pet experts

From accidents to illnesses, be ready for anything with insurance coverage that helps ensure you don’t have to choose between quality care for your pet and paying your bill.

Get A Free Quote

Petco Pay

Meet the credit
card for pet lovers

Earn 2X Pals points at Petco plus get 20% off your first purchase when you use your Petco Pay credit card the same day you open an account.

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Our trusted experts are here to help

Our trained groomers bring out their best, licensed vets provide compassionate care, and knowledgeable certified trainers and store associates can lend a helping hand.


Target their specific needs with essential care and customized packages.

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Dog Training

Reinforce good behavior while strengthening their total well-being.

Enroll Now

Vet Services

Get the care your pet needs to feel their best at every stage of life.

Find a Vet

Pet Pharmacy

Save big on heartworm preventives, pain relievers, Rx flea & tick control and more.

Shop Pharmacy

Petco in the palm of your hands

Restock your pet’s essentials, schedule services and more at home and on the go with our free app.

Join a community of pet parents doing what’s best for each other.

Frequently Asked Questions

Pals Rewards is Petco’s loyalty program that allows members to earn 1 point for every dollar spent on merchandise at Petco and Unleashed by Petco retail stores and at Pals Rewards members can earn a $5 reward for shopping at Petco and earn additional perks through Petco's mobile app.

Click here to join Pals Rewards today!

Once you have earned a reward of Pals Reward Dollars, you can redeem it by:

  • Loading the reward to your account for automatic redemption at in-store checkout,
  • Online at in your shopping cart or in "edit payment" when checking out at

Pals Rewards points expire 90 days from issuance date without any in-store or online transaction of Pals Rewards-qualifying purchases.

Pals Rewards dollars expire 45 days after they're issued.

Vital Care is a new whole health plan for $19 a month. A Vital Care plan includes unlimited 30% off full-service grooming visits, unlimited vet exams at participating Petco locations and $10 Pals Rewards per month. If you already have a vet you love, you can receive up to two (2) $35 Pals Rewards vouchers for eligible vet exams (limit 2 exams per year).

You’ll also have your choice of welcome gift to welcome you to the family!

Please note that an annual commitment is required for Vital Care.

Vital Care members may visit their vet of choice. Submit your receipt to, and we’ll upload $35 Pals Rewards to your account with 1–2 days. You can receive up to two (2) $35 Pals Rewards vouchers for eligible vet exams with your vet of choice (limit 2 per year), up to $70 Pals Rewards per year. Visit participating Petco locations for unlimited vet exams.

Vital Care was built with dogs in mind, as most of our pet parents are dog family members, but cats can join, too! Cats can enjoy all benefits outside of nail trims and teeth-brushing.

Petco Insurance is flexible, affordable and dependable pet insurance. This insurance coverage allows you to visit any vet, manage your insurance plan from any location and get free expert guidance with our pet concierge team. For full Petco Insurance terms and conditions, visit

Insurance plan pricing varies, depending on the on age and breed of your pet, as well as your zip code. You can also customize your plan’s price by choosing from the options for annual limit, reimbursement percentage and annual deductible amount.

Visit to get a free quote and purchase an insurance plan.

EVERYONE! Petco Insurance does not have any age, hereditary or breed restrictions.

Your Petco Insurance plan covers accidents and illnesses. Your coverage will take care of costs for injuries and emergencies related to accidents, like torn ligaments, bite wounds, cuts, broken bones, lodged foreign objects and toxic ingestions. View a sample policy by state by clicking here. If your pet’s pre-existing condition is curable and has been cured and free from treatment and symptoms for a period of 180 days, it is a new occurrence. This does not apply to ligament and knee conditions.