Petco makes pet insurance coverage simple
You can’t prevent accidents, but you can prepare for them. The Petco Insurance Plan makes it easy and affordable to get your pet covered.
A Plan for Every Budget
Adjust your reimbursement percentage, annual coverage limit and deductible to fit your financial needs. Rates may vary based on plan types, species, age and location.
Visit any Vet
Stay with the vet you know and trust or visit a new vet, specialist or emergency clinic in the U.S.
Submit a Claim 24/7
Our online portal makes it easy to submit and track claims on any device at any time.
- Prescription medications
- Diagnostic treatment
- Alternative treatment
- Chronic conditions
- Emergency care
- Hereditary conditions
- Congenital conditions
- Pre-Existing Conditions
Pet care can be costly
Here are some specific claim costs from customers.
CCL Dog Tear$ 5,524.20
Intestinal Foreign Object$ 3,910.08
Pet insurance glossary
Learn more about what common terms mean and how Petco Insurance works.
How Petco insurance works
Make a claim from your phone — anytime, anywhere.
Go to any vet
Visit any vet, specialist or emergency clinic you’d like and pay your bill there.
After your visit, upload your receipt to submit your claim on our easy-to-use online portal.
Get Your Money Back
Have reimbursements deposited into your bank account or mailed to your address.
Learn more about your pet’s health
Explore our vet-authored and approved articles about pet insurance, wellness and more.