Petco makes pet insurance coverage simple

You can’t prevent accidents, but you can prepare for them. The Petco Insurance Plan makes it easy and affordable to get your pet covered.

  • A Plan for Every Budget

    Adjust your reimbursement percentage, annual coverage limit and deductible to fit your financial needs. Rates may vary based on plan types, species, age and location.

  • Visit any Vet

    Stay with the vet you know and trust or visit a new vet, specialist or emergency clinic in the U.S.

  • Submit a Claim 24/7

    Our online portal makes it easy to submit and track claims on any device at any time.

What’s covered?

  • Accidents
  • Illnesses
  • X-Rays
  • Prescription medications
  • Surgery
  • Diagnostic treatment
  • Cancer
  • Alternative treatment
  • Chronic conditions
  • Emergency care
  • Hereditary conditions
  • Hospitalization
  • Congenital conditions
  • Pre-Existing Conditions

Pet care can be costly

Here are some specific claim costs from customers.

Pet insurance glossary

Learn more about what common terms mean and how Petco Insurance works.

See More

How Petco insurance works

Make a claim from your phone — anytime, anywhere.

  • Go to any vet

    Visit any vet, specialist or emergency clinic you’d like and pay your bill there.

  • Upload Receipt(s)

    After your visit, upload your receipt to submit your claim on our easy-to-use online portal.

  • Get Your Money Back

    Have reimbursements deposited into your bank account or mailed to your address.

Learn more about your pet’s health

Explore our vet-authored and approved articles about pet insurance, wellness and more.

Learn More

Still have questions?